Furniture Financing Options
At Crazy Jay’s Furniture & Sleep Shop, we believe that everyone should have access to the furniture and mattresses they need. That’s why we offer flexible financing options through Acima and Snap Finance. Whether you’re looking for lease-to-own solutions or installment loans, we’ve got you covered. Our financing options are designed to be easy to apply for and flexible to fit your budget. Explore our options today and start shopping with confidence!
Crazy Jay’s Furniture & Sleep Shop Financing Options
Acima
At Crazy Jay’s Furniture & Sleep Shop, we’re excited to offer Acima as a flexible financing and lease-to-own option.
Here’s how it works: Acima purchases the furniture or mattress you choose, and then leases it to you under a lease-to-own agreement. This means you can enjoy your new items right away without needing credit or loans.
To apply, simply click the button below or visit our store. You’ll need an active checking account with at least $750 monthly income, three months of income history, and a government-issued ID. The application is quick and won’t affect your credit score.
Once approved, you can lease up to $5,000 worth of merchandise and choose from flexible payment plans that fit your budget. Plus, you have the option to own your items early or return them if needed. It’s a hassle-free way to get the furniture you love today!
*Please note that you will be redirected to Acima’s website to complete the application process.
Snap Finance
Snap Finance offers more accessible financing for furniture purchases at Crazy Jay’s Furniture & Sleep Shop.
Why two financing options? It’s simple. Snap Finance is designed to offer more accessibility to more people as far as credit scores are concerned. There are other key differences as well.
How is Snap Finance different: The requirements are similar to that of Acima except that Snap Finance is more flexible with credit scores and is known for approving applicants with poor or fair credit. To qualify, you need to be at least 18 years old, have an active checking account, and earn a steady income.
Other key differences: Snap Finance offers longer repayment terms ranging from 6 to 60 months. Approvals start from $150 rather than $300, and Snap doesn’t charge origination fees, account activation fees, or prepayment penalties.
*Please note that you will be redirected to Snap Finance’s website to complete the application process.
Synchrony Financial
Synchrony Financing offers a flexible and convenient way to purchase the furniture and mattresses you need today while paying over time. Unlike lease-to-own options like Acima and Snap Finance, Synchrony works as a revolving line of credit, similar to a credit card, giving qualified customers the ability to finance their purchase and make monthly payments.
How It Works: With Synchrony, you can take advantage of promotional financing options, including deferred interest plans, making it easier to bring home high-quality furniture without paying the full amount upfront. Once approved, you can use your Synchrony account to shop at Crazy Jay’s Furniture and Sleep Shop and manage payments on your schedule.
This financing option is ideal for customers with established credit who are looking for structured repayment terms and potential interest-saving opportunities when balances are paid within the promotional period.
*Please note that you will be redirected to Synchrony Financial’s website to complete the application process.